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06 / YOUR PROPERTY JOURNEY

Self-employed borrowers

Finance that understands your business.

Self-employed or running your own business? Lenders assess income differently, and the right preparation can make a real difference.

Lenders usually assess self-employed income using tax returns, financial statements and notices of assessment rather than payslips.

Some lenders offer alternative documentation options, such as business activity statements or accountant declarations, though these can come with different rates or conditions.

Preparing your documents early helps make the application process smoother.

  • A conversation about your goals and circumstances
  • Help understanding loan features and potential costs
  • Guidance through the application and settlement process

General information only, not financial advice. Available products and eligibility depend on your circumstances and lender requirements. No approval or savings are guaranteed.

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