First home buyers
Your first home. Your new beginning.
Make sense of deposits, pre-approval and the steps to buying your first home. We help you explore loan options that fit your circumstances.
Buying your first home usually starts with understanding your borrowing capacity, your deposit and the upfront costs such as stamp duty, legal fees and inspections.
Government schemes and stamp duty concessions may reduce what you need upfront. Each has its own eligibility rules, price caps and application steps.
Pre-approval can give you a clearer budget before you start making offers, though it is not a guarantee of final approval.
- A conversation about your goals and circumstances
- Help understanding loan features and potential costs
- Guidance through the application and settlement process
General information only, not financial advice. Available products and eligibility depend on your circumstances and lender requirements. No approval or savings are guaranteed.